2020 has been a year I don’t think any of us will forget. The COVID-19 pandemic has been tough for everyone mentally, emotionally and financially. It has hit a lot of people hard and a lot of businesses hard. As a small business owner I have seen so much of this first hand. I grew up in a family who owned a small business and it didn’t take me long in my adult life to realize that small business is where my heart is at! That being said in times like these small businesses have been some of the hardest hit. Many industries including but not limited to the restaurant, travel and entertainment industries have been devastated as well. This year has made many of us start focusing on our family budgets & where we are allocating our money.
From a family perspective a lot of parents have had to make difficult decisions on childcare. Some have had to go part time, some have had to quit their jobs in order to home school…there have been so many changes for so many Americans. This Forbes article really dives into how hard hit many families are with school closures and other child factors.
I have spent some time really focusing on where our money is being spent and what we could cut out and/or allocate finances differently. I have loved using this budget calculator on Pigly.
It provides such a comprehensive tool to really understand your budget and figure out your expenses. Not only is the calculator easy to use the tips on the site for budgeting are extremely helpful! It is so easy to use and helps our family stay on track.
Pigly not only offers this budget calculator but also offers a wide range of tools from savings, retirement planning, mortgages, auto loans, personal loans, and so on, so it offers something relevant for just about everyone.
In these uncertain times things can sometimes feel scary. But I am so thankful for the tools on the site to help navigate the uneasy waters for my family. Make sure to check it out to see what helpful financial tools it has for you and your family. Here’s to tackling the end of 2020 & having a lot more financial peace of mind.